01
Join a tier
Pick a tier and join. Your tier amount sets what you give — and receive.
Peer-to-peer mutual aid — no central fund
Money that moves member to member.
Join a tier, give by direct Momo transfer, then receive the same amount in turn. Deadlines are enforced, savings are returned, and the platform never touches your money.
412
Active members
CFA 9.4M
Moved between members
100%
Direct Momo transfers
How it works
Four steps · fully accountable
02
Get matched
Admin allocates your donation across receiving members, each with an amount and deadline.
03
Pay member directly
Transfer straight to their Momo account and upload proof. The receiver confirms each payment.
04
Receive in turn
Once your giving is complete, members fund you up to your full tier amount.
One amount. Give it, then receive it.
Every tier includes weekly savings, returned after each 4-month cycle.
MOST JOINED
Silver
20.00% · 5 days
CFA15,000.00
Weekly savingsCFA1,500.00
Maturity 5 days
Join Silver
Structure that protects every member
1
No central holding
Money moves Momo-to-Momo between members. The platform only matches and keeps records.
No central holding of funds
2
Deadlines that bind
Every payment and confirmation is time-limited. Missing one auto-suspends the account.
Deadlines with auto-suspension
3
Savings that return
Weekly savings lock in commitment — and return to your Momo account after every 16-week cycle.
Savings returned every 16 weeks
4
Disputes, resolved
Report any payment in one click. Admin investigates, re-matches, or suspends bad actors.
One-click dispute reporting
Bring people you trust. Earn on every activation.
Share your unique link. When a referred member activates, commission lands in your referral balance — convertible into receiving requests funded by the community.
Your referral link
8
Members referred
CFA 8,000
Referral earnings
Common questions
Where does my money go?
It goes straight to another member's Momo account by direct transfer. The platform only records the assignment and tracks confirmation — it never holds or moves your money.
What happens if someone doesn't pay?
Their account is automatically suspended the moment a deadline passes, and the assignment is flagged for admin review. Admin can re-match you with a new donor so you're never left waiting.
How do the weekly savings work?
A small weekly savings amount is recorded alongside your tier. It secures your commitment and is returned to your Momo account after every 16-week cycle.
Can I join more than one tier?
Yes — you can hold one active receiving position per tier at a time, so you can move up or run a smaller tier alongside a larger one.
How do referral earnings pay out?
Referral commission accumulates in your balance and converts into receiving requests that get funded by the community — just like a normal tier payout.