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Articles 7 to 10

What it means to be a member.

Membership brings a vote, a voice and access to the Society's programmes. It also brings obligations. Both are set out below, along with how the member schemes actually work.

Article 7

Who can join

Membership is open to any person who:

  • Accepts the aims and objectives of the Society.
  • Agrees to abide by the Constitution.
  • Completes the prescribed registration process.
  • Pays the approved registration and membership fees.
  • Demonstrates good character and integrity.

Membership is never denied on the basis of:

Tribe Ethnicity Race Religion Gender Disability Social status Political opinion Nationality
Members of the Society standing together outside a community hall

Categories of membership

Founding members
Persons whose names appear on the original registration documents of the Society.
Ordinary members
Persons admitted after the establishment of the Society.
Honorary members
Persons who have rendered outstanding service to the Society and are admitted by the General Assembly.
Associate members
Individuals or organisations affiliated with the Society, but without voting rights.
Article 8

Rights and obligations

Membership runs in both directions. These are the two halves of it.

Members have the right to
  • Attend meetings.
  • Vote and be voted for.
  • Participate in Society programmes.
  • Access benefits available under Society regulations.
  • Receive information concerning the activities of the Society.
Members shall
  • Respect the Constitution.
  • Promote the interests of the Society.
  • Attend meetings regularly.
  • Pay dues and contributions promptly.
  • Maintain good conduct and discipline.
Article 18 — Welfare and financial assistance

How the mutual funding scheme works

The Society operates a mutual funding scheme in which members support one another directly. It runs under regulations approved by the General Assembly, and the Society itself never holds member funds — money moves directly between members, and the platform records and verifies it.

A member confirming a mobile money transfer on a phone
01

Join a tier

Choose the tier you can sustain. Your tier amount sets both what you contribute and what you receive.

02

Get matched

Your contribution is allocated across receiving members, each with a set amount and a deadline.

03

Pay the member directly

Transfer straight to their mobile money account and upload proof. The receiving member confirms it.

04

Receive in turn

Once your contributions are complete, other members fund you up to your full tier amount.

Membership tiers

Every tier includes weekly savings, returned to the member after each cycle.

MRS PACK 1
20.00% · 5 days
CFA10,000.00
SubscriptionCFA500.00
Maturity 5 days Join MRS PACK 1
MOST JOINED
MRS PACK 2
20.00% · 5 days
CFA20,000.00
SubscriptionCFA500.00
Maturity 5 days Join MRS PACK 2
MRS PACK 3
20.00% · 5 days
CFA30,000.00
SubscriptionCFA1,000.00
Maturity 5 days Join MRS PACK 3
Safeguards

What protects members in the scheme

1

No central holding of funds

Money moves directly between members' mobile money accounts. The platform matches, records and verifies — it never holds member funds.

2

Deadlines that bind

Every payment and confirmation is time-limited. Missing a deadline suspends the account automatically and flags the assignment for review.

3

Savings that return

Weekly savings sit alongside your tier and are returned to you at the end of each cycle. They build the savings culture the Society exists to encourage.

4

Disputes are investigated

Any payment can be reported in one step. Disputes are investigated, members can be re-matched, and bad actors are suspended under the Society's disciplinary rules.

Benefits are privileges, not entitlements. Loans, savings schemes, emergency support, scholarships, welfare benefits, repayment procedures and eligibility conditions are each governed by regulations approved by the General Assembly, and are subject to the rules of the Society.

Growing the Society

Bring people you trust

Members receive a unique referral link. When someone you introduce becomes an active member, commission is credited to your referral balance, which converts into receiving requests funded by the community in the same way as a tier payout.

A society built on mutual assistance grows best through people who already trust each other. Your referral link is available in your dashboard once you are a member.

Apply for membership

Article 10

How membership ends

Resignation
A member may resign at any time.
Death
Membership ceases, and the Society's bereavement support may be available to the family.
Permanent incapacity
Where a member is no longer able to participate.
Expulsion
Only after a fair opportunity to defend oneself before the appropriate authority. No member is ever expelled without a hearing.
Financial default
Failure to meet financial obligations for a period determined by the Society's regulations.