The society is a peer-to-peer mutual-aid platform where money never sits in a central pot. Every transfer moves direct from one member's Momo account to another's, and the platform only matches members and keeps the records. Deadlines, savings, and disputes are handled by the rules of the system, not by trust in any single party.
The platform never touches member money. Every transfer goes direct from one member's Momo account to another's, and the system only records the assignment and tracks confirmation.
No central holding of funds
Every payment and confirmation has a fixed cutoff. Missing one auto-suspends the account so the queue keeps moving for everyone else.
Deadlines with auto-suspension
A small weekly savings figure is recorded against your tier to lock in commitment, and the full amount is returned to your Momo account after every 16-week cycle.
Savings returned every 16 weeks
Any payment can be flagged in one click. Admin reviews the proof, re-matches the wronged member, and suspends accounts that break the rules.
One-click dispute reporting
Four steps · fully accountable
Pick a tier that fits your capacity. The tier amount sets what you give and what you receive.
Admin allocates your donation across receiving members, each with an amount and deadline recorded against your account.
Transfer the assigned amount straight to the receiver's Momo account and upload proof. The receiver confirms each payment before the deadline.
Once your giving is complete, other members fund you up to your full tier amount, and your weekly savings return at the end of the cycle.
The platform facilitates matching and record-keeping only, and never holds member funds. Deadlines are enforced automatically, savings are returned at the end of every cycle, and every payment can be disputed and reviewed. What you give is what you receive, on a schedule the system keeps to.